About Josh Harmatz

Founding Partner, Chief Operating Officer

I have nine years of mortgage experience, working in all capacities of the lending business, from selling loans and processing files to founding and owning a leading mortgage company. I began my career in Advertising for a prominent Los Angeles Ad Agency and quickly realized that my passion was for my customers. I enjoy watching the results of my hard work exceed the expectations of others, and my dedication to my clients successes earned me early accolades as I switched to mortgage lending. I set national sales records both as a Salesman, where I was tops in a field of over 3500, and as a Branch Manager where I consistently beat out 340 competing offices in sales. With over 100 employees under my wing, running offices across California, I made it a point to ensure I made an impact in the success of each and every employee I led.

I pride myself on running a mortgage business with the highest integrity, promoting a strong work ethic, and contributing to a positive work environment. My vision, along with that of my business partners, is to improve operations through technology while creating mutually beneficial lifelong relationships with customers, employees, and vendors along the way. With synergy and smart decisions, our company can ensure our clients smooth sailing. When you commit your home loan needs to us, we can begin our voyage together.

An Honors graduate from the School of Business at Sacramento State with both a BS and an MBA, higher education is the cornerstone of my success. I believe that to be a trusted advisor and a respected manager one must be knowledgeable in all aspects of finance with a greater understanding of how the world works.

My personal interests include skiing, scuba diving, traveling, and most of all spending time with my wife and children.