“Josh has been one of the best managers I have had the pleasure to work with in my career. He is a true partner and understands the importance of recruiting the right people. He recognized the difference between hiring just to hire versus hiring the right people the first time. Together we were able to build one of the strongest teams in the company. I would highly recommend working with Josh; he will help you be the best you can be.” October 31, 2008
Kimberly Gilbert , Recruiting Supervisor/Sr Recruiter , Ameriquest Mortgage
worked indirectly for Josh at Ameriquest Mortgage
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“Josh is entrepreneurial and an aggressive sales leader. He came through for me with the lowest refinancing rate and I was able to get his firm to provide the most competitive services.”
Sanjay Varshney, Dean- College of Business, Sacramento State University, College of Business Administration
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“Josh epitomizes leadership. He has an uncanny ability to influence others to excel by providing purpose, direction, and motivation. He has incredible insight and a solid decision making process. Josh’s combined qualities are rare and no doubtly will take him places. I strongly recommend him in every aspect.” December 6, 2008
Alex Munoz , Branch Manager , Ameriquest Mortgage
reported to Josh at Ameriquest Mortgage
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“I invited Josh to share his expertise in the mortgage business with the students at my Real Estate Finance class at CSUS. Josh generously agreed to do the presentation. He was a knowledgeable, personable and entertaining speaker and was universally loved by the students. Josh masterfully bridged the academic knowledge with the practical side of the mortgage mortgage business. My students and I really appreciate his time, effort and dedication to the cause of enriching education for CSUS students.”
Gene Shlyakhov, O.D., MBA
President, Sacramento Contact Lenses and Optometry, Inc
Part-time faculty member CSUS
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“I’ve had the privilege of working with and providing services for Josh Harmatz since 2003. I have found Josh to be a man of integrity and trust, one who I would not hesitate to recommend in any business relationship. My company has worked with hundreds of mortgage brokers through the years and Josh has always proved himself to be a notch above the rest. A natural leader, I’ve had the opportunity to watch Josh move up the ranks in his industry through hard work, dedication and a genuine desire to help his customers. Josh is always on top of his game and looking for ways he can improve himself and his business. If you are looking for a loan, Josh is your man.” September 23, 2009
Mike Mulligan, President and Founder, Notary On The Run, Incorporated
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“Josh is truly an inspiration to work for. His work ethic and attention to customer service are unparallel. As an employee it is refreshing to be managed by someone who sets an example and raises the bar for everyone around him.” February 2, 2009
Brian Lederman , Account Executive , Advangtage One Mortgage Corp
reported to Josh at California State Lending Services, Inc.
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“Mr. Harmatz is one of the most focused and intense individuals that I have worked with. His vision on how to run a successful company is unmatched. If he is on your executive board then you will be successful but if he is working with your competition you will be in trouble. Great business partner, friend and mentor!”
Shane Barker, Co-Founder, US Loan Auditors
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Josh is an incredible young business leader, with a strong, yet nimble vision for his company. He has been a pleasure to work with, and I will continue to refer business to him in the future.” November 17, 2009
Kyle Groves
President/Broker, KRG Ventures, Inc.
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“Joshua is an extremely sharp and talented individual. He takes great pride in all aspects of his life. He always completes a job with the utmost professionalism. Joshua sees and idea, knows if it will be profitable down the line and runs with it, he has an outstanding acumen for business. I would choose to do business with Joshua at every chance I have.”
Joshua Tillman, Sales Director at Refractive Dialer -July 12,2010
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“Josh is a great guy to work with. Very organized, hard working, and innovative. Josh has been a client of mine for several years and have enjoyed working with him the entire time.”
Mario Azevedo, Owner, Azevedo Solutions Group -September 23, 2009
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“Josh is exceptional at managing a team and a business with the primary focus being on what serves the best interest of the customer. With his vision, talent and ability to execute, he will be the CEO of a Fortune 500 company some day. He is one of the brightest people I know and he always seems to be one step ahead of everyone else.”
Justin Seeley, Acccount Manager- Success Factors, September 2009
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“In the short time I’ve worked for Voyage it’s been a great experience working with Josh. Sitting next to him on the sales floor has afforded me quite a few opportunities to watch him operate. He knows this business very well and is a strong manager and motivator. Tough minded, quick thinking and good listener are 3 qualities that help move this organization toward success. Just listening to him operate has helped me learn quite a bit about the mortgage business.”
Ryan Lucia, Business Development Manager
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“Josh is extremely professional, talented, forward thinking, and an excellent leader. During the time of my association with Josh I have been impressed with not only his commitment to his business, but to providing an excellent workplace for his staff that cultivates excellence in their services. I would gladly recommend Josh and hope to work with him again in the future.”
September 29, 2009 James Dauphinee, Life Agent, New York Life Insurance Company
